Hi. New here and trying to figure out how to set it all up.

I hope to post frequently about "trying to do it right", dh and I really need to get on track with saving...spending is decent at the moment.

I envelope budget which has worked well. (Started that in January) I opened a savings account yesterday and hope that we can contribute regularly. Dh's vehicle will be paid off in July and that will definitely help.

We have 4 children, our oldest "K" is graduating this year and our next oldest "J" graduates next year. Our 2 youngest kids (M & C) are in the 2nd and 3rd grades.

I do visit this site daily and have already learned a lot.

Margie